Call a real personal injury trial lawyer (404) 939-4525


Even after judgment, State Farm resists admitting liability under homeowners' insurance agreement

Posted by John Hadden | Jan 15, 2010 | 0 Comments

In a case illuminating the uphill battle homeowners can face in cases against their own insurance companies, the Biloxi Sun-Herald is reporting that even after a federal judge ruled that State Farm Fire & Casualty Company was responsible for paying damages to its, the company is fighting to escape from liability.

The damage resulted from damage cause by Hurricane Katrina. Although State Farm was ordered to pay nearly $180,000, the homeowners stated that because of the deterioration of their home caused by the lapse of time between the damage and State Farm's payment, it was likely that the home would have to be demolished.

In Georgia, homeowners' insurance claims are governed by strict and specific laws that provide some protection to homeowners, and penalties against insurance companies that refuse to properly pay benefits after home damage, but these must often be carefully followed within a limited time period in order to be effective. Because of this, individuals who make claims against their insurers without knowledge of the law often fail to avail themselves of the remedies they may have under Georgia law, which ultimately benefits the insurance company that has acted in bad faith in failing to pay their damages. Our firm has represented a number of individuals and families in successfully recovering against their own insurers when the insurer fails to live up to its end of the insurance contract, but all too often we are approached by prospective clients who have simply waited to long, or who have failed to follow the proper procedures, to make their case a viable claim. Check back soon for an article explaining your rights in homeowners' insurance claims.

About the Author

John Hadden

John D. Hadden is the owner and founder of the Hadden Law Firm. An experienced trial and appellate lawyer, he is author of three respected treatises on Georgia litigation practice: Greens Georgia Law of Evidence, Georgia Law of Torts - Trial Preparation and Practice, and Georgia Magistrate Court...


There are no comments for this post. Be the first and Add your Comment below.

Leave a Comment

Featured Testimonial

"Working with John was my first experience with the legal system. John explained everything thoroughly to me and helped me weigh the pros and cons of each potential decision. He was readily available whenever I had a question or a concern about my case. I would highly recommend John to anyone in need of legal representation. He is professional yet still very down to earth.”
– Courtney
Nav Map


Nav Map